[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.klacr.cz\/kam-si-jit-pro-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.klacr.cz\/kam-si-jit-pro-pujcku\/","headline":"Kam si j\u00edt pro p\u016fj\u010dku?","name":"Kam si j\u00edt pro p\u016fj\u010dku?","description":"Pen\u00edze jsou n\u011bco, co my lid\u00e9 ke svoj\u00ed existenci nevyhnuteln\u011b pot\u0159ebujeme. Nebo vy si snad dok\u00e1\u017eete p\u0159edstavit, \u017ee byste se ve sv\u00e9 ka\u017edodenn\u00ed realit\u011b um\u011bli bez pen\u011bz obej\u00edt? Nedok\u00e1\u017eete, \u017ee? Stejn\u011b jako si to nedok\u00e1\u017eu p\u0159edstavit ani j\u00e1 nebo kdokoliv jin\u00fd. Pen\u00edze pot\u0159ebujeme, o tom nen\u00ed sporu. N\u011bkdo kv\u016fli sv\u00fdm vlastn\u00edm v\u00fddaj\u016fm, n\u011bkdo t\u0159eba proto,…","datePublished":"2023-04-26","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.klacr.cz\/author\/#Person","name":"","url":"https:\/\/www.klacr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"klacr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.klacr.cz\/wp-content\/uploads\/rupee-4395465_960_720.jpg","url":"https:\/\/www.klacr.cz\/wp-content\/uploads\/rupee-4395465_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.klacr.cz\/kam-si-jit-pro-pujcku\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"   Pen\u00edze jsou n\u011bco, co my lid\u00e9 ke svoj\u00ed existenci nevyhnuteln\u011b pot\u0159ebujeme. Nebo vy si snad dok\u00e1\u017eete p\u0159edstavit, \u017ee byste se ve sv\u00e9 ka\u017edodenn\u00ed realit\u011b um\u011bli bez pen\u011bz obej\u00edt? Nedok\u00e1\u017eete, \u017ee? Stejn\u011b jako si to nedok\u00e1\u017eu p\u0159edstavit ani j\u00e1 nebo kdokoliv jin\u00fd.Pen\u00edze pot\u0159ebujeme, o tom nen\u00ed sporu. N\u011bkdo kv\u016fli sv\u00fdm vlastn\u00edm v\u00fddaj\u016fm, n\u011bkdo t\u0159eba proto, aby m\u011bl co investovat do podnik\u00e1n\u00ed. A n\u011bkdy jsou to opravdu velk\u00e9 pen\u00edze. Tak velk\u00e9, \u017ee se sh\u00e1n\u011bj\u00ed jenom docela t\u011b\u017eko. A n\u011bkdy se jich v\u016fbec nepoda\u0159\u00ed zajistit dostatek. A kdy\u017e jich m\u00e1me my lid\u00e9 m\u00e9n\u011b, ne\u017e kolik jich pot\u0159ebujeme, m\u00e1me to bohu\u017eel docela \u0161patn\u00e9. Mus\u00edme o\u017eelet n\u011bkdy to a n\u011bkdy to, a p\u0159\u00edpadn\u011b ani podnik\u00e1n\u00ed bez pen\u011bz \u017e\u00e1doucn\u011b nevzkv\u00e9t\u00e1, ale sp\u00ed\u0161e hyne.Pen\u00edze jsou tedy nutnost. A kdy\u017e n\u00e1m ty na\u0161e nesta\u010d\u00ed, co n\u00e1m zb\u00fdv\u00e1 jin\u00e9ho, ne\u017e si je aspo\u0148 p\u016fj\u010dit, \u017ee? Jak jinak bychom to mohli zvl\u00e1dnout?Ale o p\u016fj\u010dce se sice snadno mluv\u00ed, jen\u017ee se tato jenom nesnadno z\u00edsk\u00e1v\u00e1. Je skute\u010dnost\u00ed, \u017ee ti, kdo pen\u00edze maj\u00ed, je p\u016fj\u010duj\u00ed t\u011bm, kte\u0159\u00ed jim dok\u00e1\u017eou prok\u00e1zat schopnost spl\u00e1cet, a ne v\u017edycky jde zrovna o ty, kdo je nejv\u00edce pot\u0159ebuj\u00ed. Ti, kdo maj\u00ed n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, \u010dasto p\u016fj\u010dku nedostanou. Nikdo v jejich p\u0159\u00edpad\u011b nechce riskovat ztr\u00e1tu v p\u0159\u00edpad\u011b platebn\u00ed neschopnosti dlu\u017en\u00edk\u016f.Ale hypot\u00e9ka po insolvenci se i p\u0159esto \u010dasto sehnat d\u00e1. I kdy\u017e jsou tu ur\u010dit\u00e9 pochybnosti o dokonalosti \u017eadatel\u016f. Proto\u017ee kdy\u017e tito daj\u00ed jako z\u00e1ruku spl\u00e1cen\u00ed aspo\u0148 svoji nemovitost, je jist\u00e9, \u017ee se nebankovn\u00ed spole\u010dnosti jej\u00ed pen\u00edze ur\u010dit\u011b vr\u00e1t\u00ed. I kdyby se takov\u00e1 nemovitost m\u011bla prodat. A proto je dob\u0159e, pokud z\u00e1jemci o p\u016fj\u010dku, kte\u0159\u00ed maj\u00ed daleko k dokonalosti, po\u017e\u00e1daj\u00ed rovnou o nebankovn\u00ed hypot\u00e9ku. Pro\u010d by m\u011bli ztr\u00e1cet \u010das n\u011bkde jinde, kde by jim mo\u017en\u00e1 nevyhov\u011bli, kdy\u017e pr\u00e1v\u011b zde mohou m\u00edt v\u0161echno hned a naprosto pohodln\u011b, bez rizika, \u017ee neusp\u011bj\u00ed, pokud snad budou jejich kvality shled\u00e1ny jako nedostate\u010dn\u00e9?                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kam si j\u00edt pro p\u016fj\u010dku?","item":"https:\/\/www.klacr.cz\/kam-si-jit-pro-pujcku\/#breadcrumbitem"}]}]